It's not an exaggeration to say that the hundreds of thousands of dollars or million bucks it took you years to accumulate can vanish in the blink of an eye. Just ask a refugee from World Com or Enron or a senior pilot flying for a bankrupt airline.
Once you have your fortune, it's vital to protect it! Like the Nebraska factory workers who recently shared the record $365-million-Powerball jackpot, you'll find that your world has changed. You can't do much about a fraudulent employer, but in most cases you can take sensible precautions. You'll need more insurance and, if possible, a fence to seperate your business interests from your personal assets. Most of all, you'll want to avoid messy divorces and lawsuits. Once you're flush, your fortune rarely remains a secret and your lifestyle may present high risks. For example, the combination of a lakefront cottage, a boat and teenagers or college-age children can be an accident waiting to happen. 1ONE SOURCE Financial Assurance Group helps to safeguard your assets with creative strategies, smart choices and several different solutions.
You could marry rich, win the lottery, or, like many of our clients, have a goal and a roadmap to get you from where you are today to where you want to be.
Start by reviewing and answering these tough questions.........
- People today can easily outlive their income. Working longer will soon be necessary. 70 is the new 65! How does this make you feel?
What is important about money to you?
Who has to pay estate taxes? How is the net value of your estate determined?
How can you reduce or eliminate estate taxes?
How can you avoid probate, save taxes and more?
Who should have a living trust and why?
If something happens to you, who has control?
How do you want to be remembered?
How do you feel about your heirs?
What would you like to provide for your heirs while you are alive?
What would you like to provide for your heirs after your death?
Are your retirement dollars safe where they are currently?
We can no longer depend on companies for retirement
How will taxes affect your standard of living? Are you claiming all the tax benefits you can? With so many recent changes to tax law, how can you be sure you're claiming all the latest benefits?
What happens to your family if you become ill?
Do you have enough money to retire?
How secure are your social security benefits?
Because life changes and your needs change, take an important step in planning today with a FREE Retirement Check up which will help us evaluate whether you're on track for the lifestyle and retirement you want and ensuring your wishes are carried out when you are no longer here. Our Check Up includes a Professional Anaylsis and Review of your current life and annuity policies. If you have a life insurance policy or annuity that is over 5 years old, it needs to be reviewed to insure you still have adequate protection of benefits. Because, life changes. Needs change.
What is preventing or delaying you from taking action now to assess your current planning readiness? Remember, it is never too late to start saving and planning! Don't wait until it's too late.
We show our clients misconceptions that estate planning is only for the rich! The fact of the matter is, it is not expensive to create an estate plan - what is expensive is to die without a plan! There are many reasons, both emotional and financial, for havng a sound estate plan. It really doesn't matter how old you are; your family and loved ones will suffer when you leave them. While that cannot be helped, if you prepare, you can spare them a great deal of additional grief and expense.
1ONE SOURCE Financial Assurance Group knows you have worked hard and are planning for a successful retirement. Accumulating the money to fund your retirement is one of the most important tasks you will undertake. 1ONE SOURCE wants to help protect your principal and give your money an opportunity to accumulate over time (ah- the "magic" of compounding!), and provide access to your money when necessary.
It's like a golfer choosing the right club for the "shot"....there are several clubs available, but only 1ONE can really accomplish the job right!